At Urban Deco, we offer various secure and convenient payment options to ensure a smooth and stress-free checkout experience, whether you're shopping on desktop or mobile.
Accepted Payment Methods
We accept all major debit and credit cards, including:
- Visa
- MasterCard
- American Express (AMEX)
- Discover
- Diners Club
- UnionPay
- Elo
You can also choose to pay using:
- PayPal
- Google Pay (GPay)
- Apple Pay
All payment transactions are encrypted and processed through trusted, PCI-compliant gateways. Your card details are never stored.
Buy Now, Pay Later Options
Clearpay
- Split your total into 4 automatic instalments
- Available on orders between £1 – £1,000
- Always interest-free, with no hidden charges
Transform Your Home Today with PayPal 0% Finance
Urban Deco is excited to offer the PayPal 'Pay in 3' plan, allowing you to split your purchase into three easy, interest-free payments.
How Does PayPal 0% Finance Work?
- Choose PayPal at Checkout: Select PayPal when completing your purchase. If your order total is between £30 and £2,000, you'll see the ‘Pay in 3’ option.
- Pay One-Third Today: Your total amount is split into three equal payments. The first is paid immediately at checkout.
- Automatic Monthly Payments: The remaining two payments are automatically deducted each month on the same date. You’ll get reminders and can manage your plan directly via your PayPal account.
Why Choose PayPal 'Pay in 3'?
- Interest-Free: No hidden fees or added interest
- No Sign-Up Fees: Simple, transparent, and cost-free
- No Late Fees: PayPal won’t penalize you for missed payments
- Flexible: Budget-friendly monthly instalments
- Easy to Manage: Everything is tracked through your PayPal account
Eligibility
- Available to UK residents aged 18+
- Subject to credit status approval by PayPal
- May impact your credit score depending on your payment behavior
How to Get Started
- Browse Our Collection – Explore furniture you love
- Add to Cart – Select your items
- Choose PayPal at Checkout – Opt for ‘Pay in 3’
- Complete Your Purchase – Pay one-third now and relax
Need Assistance?
📞 Call us: +44 116 296 3802
📧 Email: customerservice@urbandeco.co.uk